# Reporting Thresholds, With the Numbers in One Table

> Thresholds trigger obligations on institutions rather than customers. What they are for, and why I will not quote figures.

- Source: https://kzcryptorules.com/reporting-thresholds/
- Published: 2026-08-11
- Author: Dinara Yesimova
- Publication: KZ Crypto Rules — The requirement, then what it means
- Topic: compliance
- Tags: compliance, reporting, thresholds

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Threshold rules are the part of this subject most often misdescribed, and the part where quoting a number from memory does the most damage.

## What a threshold does

It triggers an obligation at a value. Above it, something must be done: enhanced due diligence, a report, or additional record keeping.

The obligation falls on the institution. The customer experiences it as a request.

## The categories of threshold

Transaction value, above which enhanced checks apply. Reporting values, above which a report is filed. Aggregation rules, under which linked transactions are added together. And occasional-transaction values for customers without an ongoing relationship.

Four categories, each with its own figure, each set in the implementing rules.

## Why I am not quoting figures

Because they change, because they differ between the general framework and the AIFC regime, and because a wrong number here causes real harm. The current instrument is the only reliable source.

A summary that states a figure is a summary that will be wrong at some point without anyone noticing.

## What customers should understand instead

That thresholds exist, that linked transactions are aggregated, and that structuring transactions to stay below them is itself a recognised offence in most frameworks.

That last point is the one worth remembering. Splitting a payment to avoid a threshold is more visible than the original payment would have been.

## The aggregation rule

Transactions that appear linked by timing, counterparty or purpose are treated as one for threshold purposes. This exists specifically to defeat structuring.

## What happens above a threshold

More documentation, and in some cases a report filed with an authority. A report is not an accusation and is not communicated to the customer.

## What a customer should do

Transact at the size the commercial purpose requires, document it, and answer requests completely.

[Platforms that collect the documents the regulator expects](https://collectnexchange.com/) ask at the threshold rather than after it. [Venues that report what they are required to report](https://collectnexchange.com/compliance/cysec-licensed) are also the ones least likely to freeze a balance while deciding what to do, and [Collect & Exchange](https://collectnexchange.com/services/crypto-exchange) states its documentation requirements by tier.

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This article explains how something works. It is not financial advice.
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